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Credit card payment protection explained
If money ever started to run short, particularly if you faced a long-term illness, how would you pay your debts? Anyone who has fallen behind with a significant financial commitment will know that creditors don’t tend to stay patient for long. Falling behind with credit card payments is a serious concern for anyone who relies [...]SHARETHIS.addEntry({ title: “Credit card payment protection explained”, url: “http://www.burgesses.com/news/credit-card-payment-protection-explained/” });
Tracker mortgages are back with a bang!
More than 30 lenders withdrew their various offers of tracker mortgages from the market citing reasons of re-pricing. However, the surprise cut of base rate by 1.5% has forced many lenders to increase their margins by two-fold on tracker mortgages and starting this week, many banks and mortgage giants have reintroduced tracker deals for existing [...]
Buying credit card payment protection insurance
Most people will hold a credit card at some point during their adult lives, although the extent to which someone uses or relies on it will vary from person to person. Although in some cases an extremely useful piece of plastic, a card can also become a financial hazard if it starts to get out [...]SHARETHIS.addEntry({ title: “Buying credit card payment protection insurance”, url: “http://www.burgesses.com/news/buying-credit-card-payment-protection-insurance/” });
Mortgage protection cover comes cheaper if you buy a policy independently
Mortgage protection cover will come a lot cheaper if you buy a policy independently of the mortgage. Lenders will try to get you to take on the protection at the same time as taking out your mortgage but the cost of it will come high. Ethical standalone provider British Insurance will offer savings of as [...]SHARETHIS.addEntry({ title: “Mortgage protection cover comes cheaper if you buy a policy independently”, url: “http://www.burgesses.com/news/mortgage-protection-cover-comes-cheaper-if-you-buy-a-policy-independently/” });
Mortgage insurance cover your lifeline to avoid mortgage arrears and repossession
Mortgage arrears and repossession are forever on the minds of all homeowners with many years’ of repayments to keep up with. Falling behind means you are at real risk of losing your home to repossession and being evicted. Mortgage insurance cover could be a lifeline to avoid mortgage arrears and the possibility of losing everything [...]SHARETHIS.addEntry({ title: “Mortgage insurance cover your lifeline to avoid mortgage arrears and repossession”, url: “http://www.burgesses.com/news/mortgage-insurance-cover-your-lifeline-to-avoid-mortgage-arrears-and-repossession/” });
You could make savings on mortgage cover if you chose to shop around
As with anything you buy if you shop around for it you can make great savings and mortgage cover is the same. Each year homeowners wanting to protect their mortgage repayments pay well over the odds for protection by having it added in with the mortgage at the time of borrowing. If they were to [...]SHARETHIS.addEntry({ title: “You could make savings on mortgage cover if you chose to shop around”, url: “http://www.burgesses.com/news/you-could-make-savings-on-mortgage-cover-if-you-chose-to-shop-around/” });
See how much an independent provider can save you on mortgage insurance
Mortgage payment protection insurance (MPPI) is an excellent idea for all homeowners and although you can take protection with the borrowing you should also see how much an independent provider can save you on mortgage insurance before you buy. Leading payment protection provider British Insurance for example will save you up to 40% on the [...]SHARETHIS.addEntry({ title: “See how much an independent provider can save you on mortgage insurance”, url: “http://www.burgesses.com/news/see-how-much-an-independent-provider-can-save-you-on-mortgage-insurance/” });
A standalone provider can save you money on mortgage protection
Mortgage protection can be a safety net to fall back onto if you should become unemployed, suffer an accident or fall sick and lose your income. You would protect an amount of your monthly mortgage repayment and claim this amount back, tax free each month for the term of the policy, if you became incapacitated [...]SHARETHIS.addEntry({ title: “A standalone provider can save you money on mortgage protection”, url: “http://www.burgesses.com/news/a-standalone-provider-can-save-you-money-on-mortgage-protection/” });
Mortgage protection insurance can help you to avoid arrears
Mortgage protection insurance can help you to avoid mortgage arrears if you lost your income through redundancy, accident or sickness. Cover can be taken by insuring a portion of your monthly mortgage repayment against these events and if you needed to claim you would get back the sum you insured as an income tax-free.
The money [...]SHARETHIS.addEntry({ title: “Mortgage protection insurance can help you to avoid arrears”, url: “http://www.burgesses.com/news/mortgage-protection-insurance-can-help-you-to-avoid-arrears/” });
Income payment protection provides a sum towards your essential outgoings
Income payment protection can be taken to ensure that you would not be left struggling to meet essential outgoings if you lost your own income after falling ill, suffering an accident or if you became a victim of unemployment after being made redundant. You can take out the policy by protecting up to a certain [...]SHARETHIS.addEntry({ title: “Income payment protection provides a sum towards your essential outgoings”, url: “http://www.burgesses.com/news/income-payment-protection-provides-a-sum-towards-your-essential-outgoings/” });
